Lenders use your Experian credit report when deciding whether to make you an offer of credit or a loan. They use the information Experian have about your credit history to decide what interest to charge you.

Checking your Experian credit report could save you money when applying for a loan, mortgage or credit card.

CreditExpert helps you manage what’s on your credit report, making sure the information it contains is up to date and accurately reflects your situation.

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Experian offers good financial advice:-
Make sure you're registered on the electoral roll at your current address - not being registered could put a dent in your credit score.
Make sure past debts and arrears are paid off and add a note to your credit report if you got into difficulties for a good reason.
Close cards and other accounts you no longer use - lenders may take account of any available credit even if you are not using it.
Check your financial associations (people you are linked to on your credit report) and query any associations that no longer apply.
Query any unnecessary credit searches (quotation, enquiry and ID check searches do not affect your credit score)